Getting Started
What is underwriting criteria?
Last Updated: 21 September 2023The purpose of our underwriting criteria is to assess the level of risk in insuring you and your farm. This process is very important so that both you and us are clear on what you’re covered for.
Do I need to wait for my current insurance to expire before I switch over to you?
Last Updated: 21 September 2023No not at all! You can get a quote with us and switch at any time. You’ll just need to advise your current insurance company that you have found insurance elsewhere and wish to cancel your policy with them.
Do you work with brokers?
Last Updated: 21 September 2023At this stage, Farmstyle Insurance has no broking agreements in place and is a direct-to-consumer insurance product only.
Can my broker get a quote to compare to my current insurance?
Last Updated: 30 March 2023At this stage, Farmstyle Insurance is direct-to-consumer only, so we’re unable to deal with brokers. If you’d like a quote from us to compare, you can jump onto our website directly and click on the “get a quote” button. Unfortunately, your broker is unable to do this on your behalf.
Can I get a quote over the phone?
Last Updated: 21 September 2023Due to compliance reasons, we aren’t able to provide quotes over the phone. Instead, all of our quotes are done conveniently online via our website.
Am I eligible for a Farmstyle Insurance policy?
Last Updated: 21 September 2023Farmstyle Insurance offers insurance for small, hobby or lifestyle farms. To be eligible to insure with us, your property must meet the following criteria. If your farm meets the above criteria, your quote will be evaluated against our underwriting criteria to determine if we can offer you terms for insurance.
What information do I need to receive a quote?
Last Updated: 21 September 2023Before You enter into a consumer insurance contract, You have a duty under section 20B of the Insurance Contracts Act 1984 (Cth), to take reasonable care not to make a misrepresentation to Us. You have the same duty before You renew, extend, vary or reinstate a consumer insurance contract. A misrepresentation includes a statement that...
Is there any cover I must include?
Last Updated: 21 September 2023A minimum of a Home and/or Contents policy and Liability policy is required when insuring with Farmstyle Insurance.
When my quote has gone to the underwriters, what does that mean?
Last Updated: 13 December 2022If your policy quote has been referred to our underwriting team, this means that it needs to be reviewed and further information may be required to complete the underwriting process. A member of our friendly underwriting team will be in touch via email and/or phone to discuss your quote, and any additional information they may...