Please note: For policies coming on or after 1 June 2026, claims are handled by Ag Guard Pty Ltd t/a Farmstyle Insurance ABN 42 168 502 645 AFSL 480716.

For policies commencing up to and including 31 May 2026, claims for Farmstyle Insurance are handled by the Issuer, QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545.

A minimum excess across most policy sections is $500 each for every claim. There are a few sections that have a smaller excesses, such as Portable Effects.

To help save premium, you can elect for a higher excess. Voluntary excesses can be elected to a maximum of $1,500 per policy each for every claim.

All excesses for each policy will be noted on your Policy Schedule and will apply at claim time.

If you would like to change your existing policy excess please contact us.