Can I get Home Buildings & Home Contents insurance for a second dwelling on my property which is used as a farm stay?

Home Buildings & Home Contents is available for multiple dwellings on the same property however please note restrictions of liability cover for any farm stay activities. Please refer to the Product Disclosure Statement for full terms and conditions of cover.

Can I get stand-alone farm liability insurance

Unfortunately we are not able to offer stand alone liability insurance. This is something Farmstyle Insurance may offer in the future.

Can I get Farm insurance without Home & Contents?

Not at this stage, Home Building or Home Contents is required to take a policy with Farmstyle Insurance

Can I get cover for hosting Public Functions at my property?

Can I get cover for my direct sales of my products to the public?

We can provide cover for direct sales of Your Products to the public subject to the following during the Period of Insurance:

Can I get cover for agisting livestock?

We can provide cover for agistment of livestock if an agistment agreement with the livestock owner is in place for the entire Period of Insurance

What is ‘Motor (Farm and Private)’ cover?

Cover for motor vehicles is split into ‘Private’ and ‘Farm’ Motor Vehicles. Private Motor Vehicles are privately registered passenger vehicles to be used on public roads within AustraliaFarm Motor Vehicles are vehicles used for farming purposes. They may or may not be registered. Farmstyle Insurance provides 3 types of coverage for Motor Vehicles:   (i) Comprehensive...

What is ‘Home & Contents’ cover?

Home & Contents provides cover for loss or damage to Home Buildings, Home Contents and Portable Effects resulting from Accidental Damage or Listed Events. Home Buildings are fully enclosed private dwellings, residential flats, homes or townhouse units primarily used as your place of residence. They include the immediately adjacent tended, fenced, yarded or garden areas...

What is ‘Theft (Farm Property)’ cover?

Theft (Farm Property) insurance provides cover for Theft or loss of or damage from Theft (or attempted Theft) for items of Farm Property insured under Farm Property. You can nominate a sum insured for Theft of Insured Property and Livestock. In the event of a claim we will pay the lesser of: ^Up to the...

What is ‘Liability’ cover?

Liability (Farm and Personal) cover provides cover for Your legal liability to pay compensation for, Personal Injury and/or Property Damage and/or Your Products as a result of an Occurrence. Under Section 5 ” Public & Products Liability” you are insured for things like: 1) Public liabilityIf your Home Building is covered, we will cover You...

What is ‘Farm Property’ cover?

Farm Property can provide cover for a range of items and assets around your farm. If you have Farm Property cover, you will be covered for either: The list below outlines the different types of property you can insure under your Farm Property Section a. Farm Buildings which includes Hay Sheds, Dairy Sheds, Stables, Workshop/Farm...

Can I get cover for Horse Riding or Horse Training?

Notwithstanding Specific Exclusion 18 under liability in the Product Disclosure Statement, if you select Optional Benefit 2 (Horseriding), cover is extended to include legal liability for all amounts which you become legally liable to pay as compensation for property damage and/or personal injury occurring at your farm as a result of these horse riding and...

Do you insure all private vehicle makes and models?

Farmstyle Insurance can provide cover for most common vehicles in the market. However, we do not insure high performance or high end luxury vehicles which includes but is not limited to Bentley, Ferrari, Lamborghini, Rolls Royce, Mercedes’ AMG range or BMW’s M range. We also do not insure any Tesla vehicles.

Can I get insurance for my Farm Hosting?

Cover is available where annual revenue from Farm Hosting is no more than $25,000. Where annual revenue is between $25,000 and $50,000, a Farmstyle Insurance underwriter will review the risk in further detail and contact you to discuss. Farm Hosting is defined as the provision of meals, supply of on-Farm accommodation and/or Farm tours to...

What sort of fencing cover do you offer?

Fencing means boundary fencing, all internal fencing (including home and pool fencing), shared fencing, gates and electric fencing (including transformers and energisers) that You own or for which You are responsible. This can be insured under the Farm Property Section of the policy

Can I insured my Heritage or historically listed building?

Yes, but this is a referral risk and will need to be discussed with one of our underwriters.

How do I insure my solar panels?

Any solar panels attached to the Home Building must be insured as domestic solar panels under Renewable Energy Pack within the Home Property Section. These must be specified individually. Solar Panels which aren’t attached to the Home Building can also be insured under Farm infrastructure and Improvements within the Farm Property Section. Please read the...

Do you insure driveways?

Pathways, roads and driveways are not included under Home Buildings. If you would like to insure them, they must be nominated in Farm Property under Farm Infrastructure and Improvements. The wording only covers sealed roads, sealed pathways and sealed driveways.

What types of insurance do you offer?

Farmstyle Insurance provides cover for the following: To be eligible for an insurance policy with Farmstyle, please refer to our Eligibility FAQ page and Compulsory Cover FAQ page You can view further details of whether this product is suitable for you via our Target Market Determination (TMD) and Product Disclosure Statement.